I’ve had my car for a little over a year now. I’ve managed to clock up 7,000 miles in that short time and it has been one hell of a ride. That pun was absolutely intended.
However, I’m quick to point out that my journey with Taylor (because she’s a Swift. Hur Hur) has not been a particularly smooth or easy one. Far from it in fact… I thought I’d let you know of the issues that I had in the 12 months after I bought Taylor from a relatively respectable (if a bit pushy) gentleman in the Sheffield area.
I mean, it had been MOT’d the week before and passed with no advisories. Gotta be fine, right?
Do you dream of holding the keys to a new home in your hands? If so you’re not alone. Most of us have an inherent wish to be a homeowner someday. Wes and me have been toiling away at trying to get there for ages, but we realise that nursery fees have put paid to that for now. Doesn’t mean we don’t know a thing or two about it though.
In the past, it was very common for young people to leave home in their 20’s and buy a house. My grandparents tell me that they got their house for around £1,500 and borrowed the money from my grandad’s employer to get it! Can you imagine that now? Today, the situation is very different, and it’s not uncommon for people in their 30’s or even their 40’s to struggle to get onto the property ladder.
We all want to save money. Sometimes it’s for certain things like holidays, birthdays or Christmas festivities but otherwise, it’s just nice to know that you have a buffer in the bank for when the unexpected happens. It’s something that over the years I personally have struggled with, and this year we have started to make a real effort to count the pennies and make sure that we’re able to get into some good habits with our money.
Over the last few months, I’ve learned some tips and tricks to help make sure that we budget properly, avoid overspending and take responsibility for our cash from one month to the next. Here are my top five super simple tips to make sure your money goes further and that life becomes a little easier for you and yours.
Moving home is hard… meticulous planning is involved, it’s a logistical nightmare. If you have kids, it can be one of the most stressful things that you could ever embark on. Don’t get me wrong, it’s totally worth it. Especially if you’re buying a house (we are working on that!) and you get the dream home you’ve always wanted. But even still, moving on generally means moving up. That doesn’t always take away from the stress of the few days’ transition period from one home to the next.
We moved into our current home just over a year ago and we (rather awkwardly) decided to move between Christmas and New Year. Whilst that sounds like sheer madness it actually worked in our favour. All of our family was off work and free to help, the roads were much clearer than normal. All in all, a good move. However, that’s not exactly normal or practical for the vast majority of people, so I’ve come up with some more general tips to keep in mind for when you next decide to up sticks and move.
Anyone remember the old Lottery adverts? I mean the really old ones with the big blue hand pointing at people bellowing “It’s yooouuuuu” a them and showering them with money? We all dream of being that person – but as you say, you have to be in it to win it. I’m always meaning to nip to the shops on a Saturday afternoon and put a lucky dip on the draw, but I’m pretty poor at actually getting up and doing it… I’m now put off by the fact that Lotto appears to have increased the amount of numbers to choose from (and the price of a ticket) but lowered the mid-range prizes. I kind of hold a grudge about it too, so for now me and normal Lotto have fallen out.
I don’t live in America or Australia, so I can’t go for those absolutely ridiculous amounts of money either. In January 2016, Powerball had a jackpot of $1.6 billion… What on earth would you do with that kind of money?! But, alas, I’m not in the US so I couldn’t even have a bash at it… not least until now. Because Lottoland are re-inventing how the lottery is played, giving UK residents the chance at massive lottery prizes from all over the world.
Our post title is kind of misleading. There’s no way on earth to determine the best formula for newborns (or indeed any baby) and we all know that – in the UK especially, the contents of them are largely the same, heavily regulated and they all taste rank. No seriously, have you ever tried formula milk as an adult? Yuck. This guide is more about the best baby formula for your circumstances and needs, if this is how you choose to feed your child.
I posted on this subject last week and frankly it took a lot out of me. This post, however, is more of an informative piece about what to look out for when choosing baby formula. Every newborn and every parent is totally different and it can be a bit daunting that when you’ve decided to formula feed your newborn, there are still a tonne of different brands and products to choose from.